Cheque Bounce Cases increase hone ki wajah se Central Government ne aane wale financial year ke liye banking rules or regulations me bahut se bade changes kiye hai . In changes me sbse bada change hai , cheque bounce charges ko lekar jisme agar koi account holder kisi secondary party ko koi cheque issue krta hai aur insufficient funds ya kisi bhi tarike se fund na hone par cheque bounce ho jata hai to us par bank apse kaise charges wasool karega .
Banking Cheque bounce rules me isliye changes kiye gaye hai taki Indian Banking System me aur bhi trust build kiya ja sake aur jo bhi log cheque bounce krke recipient ke sath default krte hai unhe penalty lgayi ja sake .New Banking Cheque bounce rules ke according agar koi party kisi ko cheque issue krti hai aur wo cheque bounce ho jata hai to uske charges account holder ke dusre bank account se deduct kiye jaenge .
Finance Ministry Meeting on Cheque Bounce Resolution
Check Bounce ke mamlo me bahut se defaults observe krne ke bad aur financial system ko strong krne ke motive se Finance Ministry ki high level meeting me ye opinion diya gaya ki cheque bounce jaise financial frauds ko detect kiya jae aur culprit ko iske penalise kiya jaye . Is meeting me decide kiya gaya ki jo bhi cheque issuer hoga agar uske account me funds na hone ki wajah se ya kisi bhi aur reason se agar check bounce ho jata hai aur us account holder ke second kisi bank account se charges kat liye jaenge .
Updated Penalty for Cheque Bounce
Account holder ke second account se paise deduct krne ke liye ek Standard operating procedure ko banaya jaega jiske according banking circle me kuch aise options diye jaenge jis se cheque bounce ke charges account holder ke second account se kate ja sake. Cheque bounce cases me legal suit ko lekar bhi aur strict provisions ko issue kiya jaega jisme defaulter ko cheque bounce hone par cheque ka double amount plus penalty bhi dena pad skta hai .
Is se alag penalty ke sath sath cheque issuer ko legal suit bhi face krna hoga aur use imprisonment bhi ho ski hai for severe cases .
PHD Chamber of Commerce and Industry Application for Cheque Bounce Rules
PHD Chamber of Commerce jo ki financial sector or business sector ki ek popular organisation mani jati hai ne Finance Minister se ye application ki thi India me cheque bounce ke mamlo me problems bad rahi hai aur ise lekar Government ko kuch strict action lena chahiye.
Check Bounce Rules ko change krne ka ye bhi motive hona chahiye ki log apni commitment par rahe aur business sector ko grow hone me help kare . Is se cheque issuer ki Government or recipient party ki taraf responsibility aur bhi bad jati hai .
Also read : What is Danube Properties Proposal for Indian Investors for Home in Dubai ?
Benefits of Cheque Bounce New Rules
Cheque Bounce Rules ko change hone ke bad mana ja raha hai ki is se financial sector or business sector ko ek boost milega aur log apni financial commitments par aur bhi strict ho jaenge . Is se jan bhuj kar hone wale cheque defaults aur bank frauds par bhi bahut jyada control hoga .
In rules ko implement krne ke bad har business entity or entreprenuer ko check ki payment ko fulfil krne ke lie majboor hona padega aur is se legal suit bhi kafi had tak kam ho jaenge .
Agar ap aise or bhi informative articles padna chahte hai ya ap is article se jude koi jankari lena chahte hai to ap hame niche comment section comment krke bta skte hai .